BAJANI MORTGAGE
Your Pathway to Homeownership.
Free Tools
Ontario Mortgage Calculators With a Free Personalized PDF Report
Run your numbers, see the results instantly, and download a professionally designed Bajani Mortgage scenario report you can share with your realtor, your partner or your lawyer.
Mortgage Payment Calculator
Payment by frequency, default insurance premium and total monthly carrying costs.
Homebuyer Report
Open calculatorAffordability Calculator
Your estimated maximum purchase price based on income, debts and stress-tested ratios.
Homebuyer Report
Open calculatorDown Payment & CMHC Calculator
Your minimum down payment, the CMHC premium and sales tax, and what you save at 10%, 15% or 20% down.
Down Payment Report
Open calculatorQualification, GDS/TDS & Stress Test
Enter a home's price to see if you'd likely qualify at the stress-test rate, and what it would take if not.
Qualification Report
Open calculatorRefinance & Home Equity Calculator
New payment and monthly savings from consolidating debt, with the penalty and costs included.
Equity Report
Open calculatorHELOC Calculator
Your HELOC room, interest-only vs repayment payments at prime + margin, and the effect of prime moving.
HELOC Report
Open calculatorMortgage Renewal Calculator
Your lender's renewal offer vs switching: what you'd save over the term after costs.
Renewal Report
Open calculatorMortgage Penalty Calculator
Your penalty to break early (3 months' interest or IRD) and whether a lower rate makes it worth it.
Penalty Report
Open calculatorWhat's inside every Bajani Mortgage report
Branded cover page prepared in your name
Executive summary of your key numbers
Full scenario details and assumptions used
Affordability or qualification results
GDS and TDS debt-service ratio breakdown
Mortgage stress test snapshot
Clear next steps and document checklist
Plain-language disclaimer and contact details